Do you remember when you learned to ride a bicycle? Were you a quick learner or did it take practice? Did you start off with training wheels or a tricycle? Recent publicity about University of Virginia research studies on problem-solving and how we typically default to adding something (vs. subtracting something) when asked to change or improve a process, design, etc., highlighted the innovations of Ryan McFarland, founder for Strider bikes. This research got us thinking about the parallels between riding a bike and having discipline in investing. We'll touch on the three that stand out the most and how we think they can contribute to better financial outcomes for investors.