For millions, the pandemic has served as a source of financial distress and worry. This rings true for investors of all kinds. Market volatility is the highest it’s been since Black Monday.

The coronavirus is dominating our attention so pervasively in the present moment that the notion of retirement seems even more distant for savers.

COVID-19 has impacted nearly every aspect of the economy. When we declared the virus a national emergency standards of living rapidly shifted.

I have two graduating seniors this year. My daughter from high school and my son from Seattle University. This year, colleges across America transitioned to remote learning in early March, meaning many left campus for Spring Break and never returned.

Between Feb 20 and March 23 of this year, the markets experienced a 30 percent drop. While they have recovered somewhat since then, the volatility may not be over.

While concerns related to COVID-19 continue to increase, the average mortgage rate has fallen to an all time low, prompting a wave of refinancing activity.